Malta has quietly become one of Europe’s most attractive destinations for digital nomads. With over 300 days of sunshine each year, English as an official language, reliable internet, a thriving remote working community, and easy access to the rest of Europe, it’s easy to see why freelancers, entrepreneurs, content creators, and remote workers are choosing to call the island home.
Before packing your laptop and booking a flight, however, there are two important questions to answer:
- How much does it cost to live in Malta?
- What monthly expenses should you expect as a digital nomad?
The encouraging news is that Malta can suit a range of budgets. Whether you’re bootstrapping a startup or running a successful online business, there are options available to match your lifestyle.
Accommodation: Your Biggest Expense
For most digital nomads, accommodation will be the largest monthly cost.
Popular locations such as Sliema, St Julian’s, Gżira, and Valletta command higher rents thanks to their central locations, café culture, nightlife, and coworking opportunities. A one-bedroom apartment in these areas typically costs between €900 and €1,800 per month, depending on the property and season.
If you’re looking to reduce costs, consider areas such as Mosta, Attard, Naxxar, or even Gozo, where rental prices are generally more affordable.
Estimated Monthly Rent
| Lifestyle | Cost |
| Budget | €800 to €1,000 |
| Mid-range | €1,100 to €1,500 |
| Premium | €1,600 to €2,500+ |
Food and Groceries
One of Malta’s pleasant surprises is that eating out can still be relatively affordable compared to many European capitals.
A coffee typically costs between €2 and €4, while a casual lunch generally ranges from €10 to €20.
If you enjoy cooking at home, your grocery bill can remain very manageable, especially if you shop at local supermarkets and markets.
Estimated Monthly Food Budget
| Lifestyle | Cost |
| Budget | €250 to €350 |
| Average | €350 to €500 |
| Foodie Lifestyle | €500+ |
If you’re planning to explore the local food scene, be sure to check out our guides to the best steakhouses in Malta and the top restaurants in Valletta.
Getting Around Malta
One of Malta’s biggest advantages is its size.
Unlike many countries, you don’t necessarily need a car. Many digital nomads rely on public transport, Bolt, Uber, e-scooters, or simply walking between destinations.
A monthly public transport card costs approximately €26, making it one of the most affordable ways to travel around the islands.
Estimated Monthly Transport Costs
| Lifestyle | Cost |
| Public Transport Only | €26 to €50 |
| Mix of Buses & Taxis | €50 to €150 |
| Car Ownership | €200+ |
Internet and Utilities
Reliable internet is essential for remote workers, and Malta generally delivers.
Most modern apartments offer fibre internet connections, and mobile data packages are also affordable and widely available.
Utility bills can fluctuate throughout the year, particularly during the summer months when air conditioning becomes essential.
Estimated Monthly Costs
| Service | Cost |
| Internet | €25 to €40 |
| Utilities | €70 to €150 |
| Mobile Plan | €10 to €20 |
Coworking Spaces in Malta
While working from home or cafés can be appealing, many digital nomads find coworking spaces invaluable for networking, productivity, and maintaining a healthy work-life balance.
One of Malta’s newest coworking communities is The Factory, a modern workspace designed for entrepreneurs, freelancers, startups, and remote professionals.
Beyond fast Wi-Fi and flexible desks, The Factory hosts networking opportunities, professional events, mentoring programmes, and community activities that help combat the isolation many remote workers face.
For anyone looking to grow their business while connecting with like-minded professionals, it’s well worth considering.
Estimated Coworking Costs
Most coworking memberships in Malta range between €100 and €250 per month, depending on the package and facilities offered.
Entertainment and Lifestyle
Your lifestyle choices will significantly impact your monthly budget.
Fortunately, Malta offers plenty of affordable ways to enjoy your spare time, including:
- Exploring Valletta’s historic streets
- Hiking around Dingli Cliffs
- Relaxing at Golden Bay
- Taking the ferry to Gozo
- Visiting local festas and cultural events
- Networking with fellow entrepreneurs
- Discovering beach clubs, cafés, and rooftop bars
Estimated Entertainment Budget
| Lifestyle | Cost |
| Budget | €100 to €200 |
| Comfortable | €300 to €500 |
| Social Butterfly | €500+ |
What is the total cost?
Budget Digital Nomad Lifestyle
| Expense | Cost |
| Rent | €900 |
| Food | €300 |
| Transport | €50 |
| Internet & Utilities | €100 |
| Entertainment | €150 |
| Total | €1,500 to €1,800 |
Comfortable Digital Nomad Lifestyle
| Expense | Cost |
| Rent | €1,300 |
| Food | €450 |
| Transport | €100 |
| Internet & Utilities | €120 |
| Coworking Space | €150 |
| Entertainment | €300 |
| Total | €2,300 to €2,800 |
Premium Lifestyle
| Expense | Cost |
| Rent | €2,000+ |
| Food | €700+ |
| Transport | €200+ |
| Internet & Utilities | €100 |
| Coworking Space | €250 |
| Entertainment | €500+ |
| Total | €3,500+ |
Is Malta Worth It for Digital Nomads?
For many remote workers, the answer is a resounding yes.
While Malta isn’t the cheapest digital nomad destination in Europe, it offers a unique combination of benefits that are difficult to find elsewhere:
- English-speaking environment
- Mediterranean lifestyle
- EU membership
- Reliable internet infrastructure
- Strong expat and remote working community
- Exceptional weather throughout the year
Whether you’re staying for a few months or planning a longer-term move, Malta offers an attractive balance of work, lifestyle, and accessibility.
For digital nomads seeking sunshine, community, and a European base without the costs of cities like London, Amsterdam, or Paris, Malta remains one of the continent’s most appealing destinations.
